Your employee can only opt out of the pension scheme once he/she has been automatically enrolled. Employers must not try to induce an employee to opt-out in any way and must NOT give any employee an opt-out form. Employers are not permitted to handle to any pre opt-out process. This is normally handled by the pension scheme administrator. Substantial penalties will be incurred if an employer is perceived to be trying to induce an opt-out in any way. All employees have the right to Opt-out once already enrolled but only have a short window of one month after enrolment to do this if they wish to get their
contributions refunded.